This page may be seen as a sort of Diary, with the crucial difference that I have elaborated on some of the ideas below in more detail. However, some of these ideas remain tied to a specific geographic region I have lived in and are therefore not entirely time-independent. Additionally, since I am most motivated to realise them immediatel y after writing them down, it is valuable to collect them in temporal order. The years always refer to the academic year starting in September and ending in August.

Missing Pages

As with other notes in Personal Finance, some of these ideas—particularly those I may invest time in realising—might not be made public in the months after being written.

2023/4

2024/5